Halifax Student Current Account

I've had my student account since 2009, graduated in 2010 and have £2k overdraft I havent even started to pay off. The halifax renew it each year without even checking with me and I've paid no interest on it. I love them!

NOT USE THEM! They claiming can give you up to 3k overdraft and you'll never see that amount! I been in college 2 years and went to 3rd year to Uni, at start they'll give you 500GBP, after a year I extend to 1k, and when I start third year I asked for 1,5k and I got it. Now when I have 3-4mths left I need extra cash for degree show, own branding (art&design faculty) I have been refused to have even 2k! I was working part time during the school time (20hrs pw) and full time during the summer (I would guess I have excellent credit score, each week about 120-140 pounds). I've called, I send complain and even been in my branch few times, I won't get it a penny more! SCUMM! Now when my partner loose a job I had a more hours of work and internship-unpaid. This country is sucks, people who really need a help - they never get.

Worst bank EVER! They had me running all over the place trying to find documents in order to open a student account, which they said I was entitled to, even going to get a second opinion from someone higher up in their management to confirm so. I only went in there to take out a couple months' rent and had no idea that I was eligible due to my past poor credit rating. I had to go through papers that were filed from UCAS over a year ago, go to the university and ask them for the paperwork that I needed. I went back to Halifax numerous times with paperwork that other banks desired but Halifax didn't. They don't accept an official letter from my University that has ALL the details they need due to "their new security measures."

So I finally get everything they need, go back to the bank and wait for over an hour to get seen to. Finally I get taken into this office where I lay out all the papers, the guy says that we'll be able to finalise everything today and get my overdraft released.

Low and behold: "You aren't eligible"

After all of this work during exam revision time. After being told on various occasions that I was entitled to an overdraft if I get all of the paperwork they needed, I wasn't eligible after all.

Now I have a few financial issues that I thought would be remedied with the overdraft, which I DON'T HAVE!

Go to Hell, Halifax. I am closing my 15 year old account with you and will make sure that prospective customers go elsewhere.

Nothing but trouble with this student bank account. Having to phone up once a year and ask to keep the overdraft is not only annoying but frustrating. If you go into the bank to sort it out, they have to do it over the telephone any way.

Avoid this bank account.

I have been a customer with Halifax since I was a toddler- having numerous standard accounts, saving accounts, credit card and ISA. Despite this I was refused a student account with them TWICE (undergrad and postgrad). At 18 and 24 I had no overdraft, no credit card debt and have always paid my bills on time/stayed within overdrafts. They simply couldn't explain why I had being refused, especially as I have been a customer all my life, so much for customer loyalty! I will be moving my accounts to another bank.

At first it seemed to be a good idea to have a Halifax Student Account because i have been a customer with Halifax atleast 3 years before going to Uni. Also my parents were with them which made it practical.

BIG MISTAKE!! Although i got a decent overdraft starting with 1,000 and increasing to 17,000 in my second year that was all they were willing to give me. It started with me going overdrawn by accident by 20p yes 20p!! They charged me £28.00 for this. I couldnt believe it i rang them up and said there was nothing they could do even though i was a student. SO i payed the £28.00 as muched as it killed me too.

Then about a month later i got another charge i was confused because i hadnt gone over it again?? It was a charge for getting charged i kid you not!!! Im currently looking for another bank. Dont go for this Student account the £3,000 might sound good but most likely you wont get half of that!!!!

The Halifax Student account is the worst account out there! When I first got it it was fine, until they one day decided just to get rid of my overdraft and leave me paying all my overdraft back at £150 a month! Never go with this account, you'll have so many problems!

At first I thought the Halifax Student account was a good thing. I had no problems for the first two year, yes it was annoying having to keep going in to renew my overdraft limit, but I could live with that.

However this year Halifax decided using all their wisdom that I am no longer a student (I am going into my third year of my first degree) and that I do not need a free overdraft anymore. Without consulting me they have changed me to a regular account, where I have to pay a £1 a day if i go into the overdraft; considering we are still in the summer and student loans don't come in for another month or so, that is going to be a lot of unnecessary money just paying to be in my overdraft and unnecessary hassle trying to sort it out with them and their staff who can't understand what has happened.

I have had a student acocunt with halifax for 5 years now (I am a veterinary student undertaking a course that totals 6 years). I have had nothing but trouble renewing my overdraft yearly with them as they are never satisfied with the paperwork I supply even if I bring in exactly what they have asked for. This year they have given me two weeks notice to renew the overdraft. I have been unable to get to a branch personally as I am working on my course all weekdays and also the weekend days that the bank is open over the next two weeks. I have tried phoning them and have spoken to numerous people, first I was told I could renew over the phone, then I was told this was not possible, and finally I was told I was no longer a student as I had already graduated (I think I may know better than Halifax when I graduate!). I was told I could send a representative with paperwork, which I did, and they were told no, I had to come personally and the paperwork was not sufficient as the letter my college produced as proof of enrolment for next year may be a forgery! The staff have been increasingly and outright rude to me and I will certainly not be maintaining an account with Halifax any longer than I have to. VERY disappointed with the worst customer service I have ever encountered, steer well clear!

My sister just applied online for the student account with halifax and was refused with no explanation! Customer service said she probably had bad credit. She is 18, has never had an overdraft to go over, never had a ny direct debits or bills. So now she has this on her banking record forever for no good reason. Incredibly useless pile of **** student account which assumedly will refuse all students.